Terms and Conditions

Effective January 1, 2012

Statement of Use for bcghr.com

Please Read these Terms & Conditions Carefully

Benefits Consulting Group, LLC  (which together with its affiliates is referred to as “BCG”), owns, operates, licenses or controls several web sites under various names (“Web Sites”), including bcghr.com and other web sites on which these Terms & Conditions are posted. By using any Web Site and its contents, you signify your agreement to the following terms and conditions, which may limit or restrict your use of the Web Site and its contents. If you do not agree to be bound by these terms and conditions, you may not use the Web Site. We reserve the right at our sole discretion, to change, add or delete any portion of these terms at any time.

Restrictions on Use

All materials contained in any Web Site are the copyrighted property of BCG. You cannot copy, download, distribute, publish, reproduce, upload, post, modify, broadcast or transmit any materials from any Web Site, without first obtaining permission in writing from BCG. All trademarks, service marks, trade or brand names remain the property of BCG. All materials on the Web Sites are made available only to provide information. Unauthorized use or any misuse of the trademarks or copyrighted material on the Web Sites may constitute violation of or infringement upon BCG’s intellectual property rights.

BCG’s Location

The Web Sites are controlled from BCG’s headquarters at 2901 Corporate Circle,  Flower Mound, TX 75028 in the United States of America.  BCG makes no representations that the Web Sites and their contents are appropriate, suitable, or available for use in any other location. If you use the sites from another location, you are solely responsible for complying with all applicable laws where you are located. BCG prohibits all use of the Web Sites’ contents that in any way violates any local, state or Federal laws or that is detrimental to BCG or the BCG brand.

Liability Disclaimer

THE WEB SITES AND THEIR CONTENTS ARE PROVIDED “AS IS” AND WITHOUT ANY WARRANTIES OR REPRESENTATIONS OF ANY KIND, WHETHER EXPRESS OR IMPLIED. BCG SPECIFICALLY DISCLAIMS ALL WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR USE OR PURPOSE, INCLUDING THE ACCURACY OR COMPLETENESS OF THE WEB SITES. BCG AND ITS AFFILIATED ENTITIES ARE NOT LIABLE FOR ANY DAMAGES, INJURIES, COSTS, OR EXPENSES OF ANY KIND DIRECTLY OR INDIRECTLY RELATED TO OR ARISING FROM THE USE OF THE WEB SITES, INCLUDING YOUR RELIANCE UPON THE INFORMATION CONTAINED IN THE WEB SITES. FURTHERMORE, BCG AND ITS AFFILIATED ENTITIES ARE NOT LIABLE FOR ANY DAMAGES, INJURIES, COSTS, OR EXPENSES OF ANY KIND DIRECTLY OR INDIRECTLY RELATED TO OR ARISING FROM YOUR ACCESS TO OR INABILITY TO ACCESS THE WEB SITES AND THE CONTENT CONTAINED ON THE WEB SITES, INCLUDING ANY PERFORMANCE FAILURE, ERROR, OMISSION, TRANSMISSION DELAY, LINE FAILURE, OR VIRUS AFFECTING THE WEB SITES.

BCG claims no responsibility for the accuracy, content, or availability of information found on web sites that link to or from any BCG Web Site. We do not endorse any of the products or services, nor have we taken any steps to confirm the accuracy or reliability of any of the information contained in web sites which link to or from any BCG Web Site. We do not make any representations or warranties as to the security of any information (including, without limitation, credit card and other personal information) you might be requested to give any third party, and you hereby irrevocably waive any claim against us with respect to such sites and third-party content. You are strongly encouraged to make whatever investigation you feel necessary or appropriate before proceeding with any online or offline transaction with any of these third party sites.

Right to Change

BCG reserves the right to change, modify, or discontinue the Web Sites, including any products and services featured on the sites, at any time for any reason without notice. Products and services featured on the sites may not be available in your area and are primarily available only in the continental United States.

Links Notice

You may not create links (hyper-links) to the Web Sites without first obtaining permission in writing from BCG.  If you choose to access sites that are linked to or from our Web Sites, then you acknowledge that you do so at your own risk and that BCG will not be responsible nor liable to you for any damages, injuries, costs, or expenses related to or arising form such access. BCG does not implicitly endorse third-party sites that choose to link to BCG’s Web Sites.

Trademark Notice

When reasonably practicable or necessary, BCG will use the normal ™, SM or ® subscripts to indicate that a word or design mark is protected by trademark laws. Such characters may or may not appear correctly in some computer systems and browsers. The absence of such subscripts or the improper representation of such subscripts does not mean that BCG does not claim or acknowledge trademark rights to a specific trademark. Unless and until BCG specifically informs you in writing to the contrary, you should presume that all trademarks shown on the Web Sites are trademarks controlled or used by BCG and that trademark laws protect them. When reasonably practicable or necessary, BCG will designate the owner of non-BCG trademarks.

Copyright Notice

Photographs, images, graphics, drawings, illustrations, logos, slogans, text, storyline, audio, and video material shown on the Web Sites are protected by applicable copyright laws from unauthorized use, display, distribution, copying, reproduction, recording, storing, broadcast or transmission. By using the Web Sites, you agree that you will first obtain written permission from BCG before you use, display, reproduce, distribute, copy, record, store, broadcast or transmit any material contained on the Web Sites that are protected by copyright. Unless and until BCG specifically informs you in writing to the contrary, you should presume that copyright laws protect all material shown on the Web Sites.

No Solicitation

BCG and its affiliated entities do not accept unsolicited ideas or proposals. Therefore, if you send any text, ideas, drawings, slogans, pictures, audio, video, or other information to BCG through the Web Sites, by mail or by Internet e-mail, your submission will become the property of BCG and BCG will have no duty to preserve or return your submission. By sending your submission, you agree that your submission is not confidential nor proprietary and that BCG and its affiliated entities and agencies may use and own your submission for any purpose whatsoever now and in the future without any obligation to obtain your permission or to compensate you in any way.

Jurisdiction

The terms and conditions of this legal Statement of Use (Terms & Conditions) and their relationship to the Web Sites will be construed, interpreted, and enforced according to the laws of the State of Texas and the United States of America, without regard to conflict of law rules or principles.
This document was last updated on January 1, 2012

Privacy Policy

Your privacy is very important to us. Our policy is to respect and protect the privacy of all visitors to our Web Sites. In that regard, a full and complete Privacy Policy, covering all BCG Web Sites, is available for view by clicking on the “Privacy Policy” link at the bottom of the main page of the bcghr.com web site.